Thanks!

I have already been directed to service an received a pre-approval online.

Let's see if the actual implementation goes as smoothly!

I will update here.

Cheers,

CB

Originally Posted by Glenski

They are full of horse manure. I have 3 friends who just finished building their own homes in Sapporo. They all have Japanese wives, and only one of them has PR status. Tell the bank that you don't NEED PR status to qualify for a bank loan. If they still balk, go to another bank.

What you need, according to my friends, is simply to show some stability in living here, plus some finances. Sure, a PR may show the stability, but not necessarily the finances, so your bank is obviously stupid.

Of course, when you explain it to them, do it nicely. Firmly, but nicely.

P.S. How long have you been here and how long have you been married?

Been here 7 years, been married less than a year. Same job for 4 years, and definitley have financial stability. My wife (who also works) and I went to the bank together, and they didn't care about the financial side. They simply cared that I wasn't a PR. They did say that perhaps if I had kids, but I told them I didn't think I could do that in time to get the loan .

Perhaps things are different in Sapporo.

Cheers,

CB

you have to have PR to buy property in your name. If your wife can get the loan then maybe you can under her name. Its law not choice